With credihome, you can benefit from personalised support to make your property project a reality. Access competitive rates and exclusive offers thanks to our banking partnerships, with no brokerage fees to pay. Backed by the expertise of the Foyer Group, we offer you a single point of contact and an approach focused on your needs.

Mortgage loans: what you need to know

When you take out a mortgage loan, several factors influence your financing:

•   The interest rate: Fixed, adjustable or variable, it determines the cost of the loan. Your profile and your down payment influence the rate offered.

•   The term of the loan: This affects your monthly payments and your borrowing capacity. Each bank has its own conditions: a broker can help you find the ideal solution.

•   Tax advantages: Insurance and interest may be tax-deductible. Schemes such as home savings in Luxembourg offer additional benefits.

•   Anticipating the future: Resale or early repayment may incur fees. A broker can help you avoid unpleasant surprises.

The role of the broker

Obtaining a mortgage can be complex. A broker simplifies the process and supports you every step of the way:

• Guidance: Assessing your borrowing capacity and presenting you with the best options.

• Facilitate: Managing the formalities and comparing offers to save you time.

• Negotiate: Obtaining the best terms thanks to their expertise and banking relationships.

In Luxembourg, the brokerage business is regulated by the CSSF, guaranteeing a reliable and secure service. credihome has held this accreditation since 2019.

Your credihome broker becomes your single point of contact, handling all the formalities and negotiating the best terms for you. The result: time savings, peace of mind and a 100% free service, as it is paid for by the bank.

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For more information: The best financing for you - credihome